Monticello Homes with Finished Basement Type

Monticello Homes with Finished Basement Type

Welcome to Monticello, Georgia, a charming city nestled in the heart of Jasper County. Known for its picturesque landscapes and warm community spirit, Monticello offers a delightful blend of Southern charm and modern amenities. With its rich history, vibrant local culture, and an array of outdoor activities, it's the perfect place to call home.

One of the standout features of Monticello is its diverse real estate market, particularly homes with finished basements. These versatile spaces provide endless possibilities for homeowners. Whether you envision a cozy family room, a home office, or even a guest suite, a finished basement can enhance your living experience. Imagine hosting gatherings with friends and family in your spacious basement, or creating a personal retreat to unwind after a long day.

In Monticello, you'll find a variety of architectural styles, from quaint cottages to more expansive family homes, all set against a backdrop of lush greenery and serene landscapes. The community is known for its friendly neighbors, excellent schools, and a strong sense of community pride. With easy access to local parks, shops, and dining options, you'll never be far from the conveniences you need.

Explore the charm of Monticello and discover the perfect home with a finished basement that suits your lifestyle. Whether you're looking to settle down or invest, this beautiful city offers a welcoming environment where you can truly thrive. Come and experience the warmth and beauty of Monticello, Georgia, where your dream home awaits!

Newest Monticello Homes with Finished Basement Type

$639,000
3 Beds ⋅ 3 Baths ⋅ 10806476 MLS
Welcome to Jackson Lake where you can have Vacation Style Living every day. This Lake Front 3 Bedroom, 2.5 Bath Home has 224.17' of Water Frontage, is on 1.418 Acres, has Stunning Views, Deep Water Access, a Covered Dock with Boat, Boat Lift, 2 Jet Ski's, Double Jet Ski Dock, Water Toy's and Life Jacket's for family and friends are included as well with the purchase of the Home. If you like to start your day by relaxing with a cup of coffee or breakfast, you can do that with Great Open Water Lake Views from your Kitchen, Living Room, Porches, Decks or Dock. If you prefer to go to the Turtle Cove Clubhouse, Amenities are available that allow the use of the Restaurant, Lounge, Pickleball Court's, Tennis Courts, Indoor and Outdoor Pool, Golf Course, Beach's, Boat Ramp's, Playgrounds and various activities for Children and Adults. This is also a great way to meet neighbors and new friends. The Home's Main Bedroom is on the main floor with private bath and large closets. The spacious Kitchen has Stone Counter Tops, and open floor plan that takes you through the spacious living room with Fireplace then out doors to a Screened In Porch and Large Open Deck for entertaining or just relaxing. Upstairs are 2 Bedrooms and 1 Bath. The Lake Side Bedrooms have Great Views of Open Water. The Finished Basement also has Open Lake Views, and a door that leads to a Lake Side Deck that is close to the Covered Dock. There is a Circle Drive in the front of the house and a side drive that takes you to the Three Stall Garage, Seperate area for parking trailers or campers, etc, There are Marina's and Restaurants on Jackson Lake to get gas, Food and Boat Repair. The evening Sunset's are amazing and there is shade to protect you from the heat. This little known area is growing fast, you better get in while the getting is good.

125 Cardinal Point, Monticello

Listing courtesy of Foundations Realty.

$636,000
6 Beds ⋅ 4 Baths ⋅ 10798215 MLS
A rare find in Monticello, GA!! Situated on 1.22 beautifully landscaped, open, flat acres in Monticello, this exceptional 6-bedroom, 4-bath home offers the perfect blend of space, versatility, and outdoor living. Designed with multi-generational living in mind, the fully finished basement in-law suite features its own full kitchen with granite counters, large laundry room, cutie living room with gas fireplace & tons of natural light, 3 bedrooms-1 with a massive walk-in closet, 2 full bathrooms, and multiple flex spaces that can easily serve as a home office, gym, playroom, media room, or hobby area. Whether you're accommodating extended family, welcoming long-term guests, or seeking potential rental income, this thoughtfully designed space provides endless possibilities. The huge open-concept living space on the main level features a pretty kitchen with one walk-in Pantry and a second storage pantry, Laundry room, a dining room that seats 12+, a family room AND living room with cozy gas fireplace plus gorgeous beamed ceilings. The private Master Suite features a massive walk-in closet and ensuite bath with a large shower, soaking tub, His + Hers sinks and private water closet. Across the home on the main level you'll find two more spacious bedrooms with large closets. The professionally landscaped yard creates a private outdoor retreat, complete with a peaceful pond, a cozy firepit for gathering with family and friends, lots of open space and shade for play or gardening, two covered back porches and plenty of room to relax, entertain, or simply enjoy the beauty of nature. With generous living spaces, flexible floor plan options, and a picturesque setting just minutes from the charm of downtown Monticello, this one-of-a-kind property offers comfort, functionality, and timeless appeal. Don't miss your chance to own this rare gem!

74 Water Oak Drive, Monticello

Listing courtesy of Keller Williams Premier.

$300,000
4 Beds ⋅ 3 Baths ⋅ 10793406 MLS
Welcome to your own private retreat in the sought-after Turtle Cove community on Jackson Lake. Perfectly positioned on a spacious wooded lot, this well-maintained home offers the ideal combination of comfortable living, flexible space, and an incredible amenity-rich lifestyle. Step inside to an inviting open floor plan where soaring vaulted ceilings, abundant natural light, and a cozy fireplace create the perfect gathering space. The great room flows seamlessly into the dining area and kitchen, featuring stainless steel appliances, generous cabinet storage, and plenty of workspace for everyday living or entertaining. The thoughtfully designed split-bedroom layout provides privacy for the owner's suite, complete with a double vanity, garden tub, separate shower, and spacious walk-in closet. Downstairs, the finished daylight basement expands your living space with a large bonus room and full bathroom, making it ideal for a fourth bedroom, media room, home office, fitness space, or guest retreat. Outside, you'll love relaxing on the covered front porch or enjoying the expansive backyard surrounded by mature trees. The oversized two-car garage offers additional room for storage, hobbies, or a workshop. Living in Turtle Cove means enjoying one of Georgia's most desirable lake communities. Residents have access to Jackson Lake, five private beaches, four boat ramps, a 9-hole executive golf course, clubhouse with restaurant and lounge, swimming pool, pickleball courts, basketball court, playgrounds, parks, and year-round community events. Even better, this home is within walking distance of Pheasant Beach and a nearby boat ramp, making it easy to spend your days on the water. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this home offers the space, setting, and lifestyle you've been looking for.

2287 Turtle Cove Throughway, Monticello

Listing courtesy of eXp Realty.

$625,000
4 Beds ⋅ 4 Baths ⋅ 10775840 MLS
Huge price reduction- best waterfront value available! Skyline Retreat - Elevated Lakefront Living with Million-Dollar Views. 5 Bedrooms, 3 1/2 Baths including Oversized Garage w/ Upper In-Law Suite. Immediate Seller Relocation prompts exceptional offering price at $625k! Set on a premier, elevated homesite with deep water dock access. This architecturally distinctive residence captures breathtaking, multi-level lake views that simply cannot be duplicated. Thoughtfully designed stairways and meandering pathways connect each level, creating a truly immersive indoor-outdoor experience where every vantage point reveals a new perspective of wide-water vistas, towering pines and glowing sunsets. Enjoy summer evenings dining on the upper deck as the sun melts into the lake, unwind on crisp autumn nights in the hot tub just off the lower-level guest suite, or savor year-round moments on the intimate wine deck just above the water's edge. This multi-level, multi-view lifestyle is exceptionally rare and sets this home apart from anything else on the market. The property offers 5 bedrooms and 31/2 baths across the main home and a versatile oversized garage with a private upper-level guest suite, providing endless possibilities for year-round living, seasonal enjoyment, or the perfect weekend retreat for family and friends. The main residence is beautifully appointed with high-end finishes, including a designer kitchen featuring on-trend natural quartz countertops, a glass tile backsplash, LG Media Refrigerator, Bosch Coffee Center, light solid-wood cabinetry, and custom lighting. Rich oak hardwood flooring flows through the main living areas, while custom built-in cabinetry elegantly frames the dramatic double-sided fireplace, creating a warm architectural focal point. Open cathedral ceilings blur the lines between indoors and out, filling the space with natural light and shimmering lake views filtered through mature trees. The upper level of the main home hosts the primary suite, offering stunning treetop and lake views, a cozy sitting area, and a private en-suite bath. An adjacent fourth bedroom provides ideal flexibility as a home office, studio, or additional guest space. The lower level features two guest bedrooms with lake views and a shared full bath. One bedroom includes a built-in Murphy bed and sliders opening to a private deck and hot tub-perfect as a guest suite or office retreat. A large, dedicated storage room adds valuable functionality rarely found in lakefront homes. This one-owner, meticulously maintained property includes newer mechanical systems and fresh exterior paint. The unique homesite also offers an oversized two-car garage with its own electrical and water, RV hookup, generous parking, and ample space for recreational toys or a play yard.

265 Shoreline Drive, Monticello

Listing courtesy of Lake Homes Realty LLC.

$624,900
5 Beds ⋅ 4 Baths ⋅ 10773354 MLS
121 Menlo Park offers a rare combination of newer construction, custom upgrades, finished basement space and privacy in the lake area's family favorite- Lakeview Estates. Built in 2019, this 5 bedroom 4 bath home features 2,184 ft2 plus an additional 1,656 ft2 in the full finished basement. The home sits on 2 lots, with the extra wooded lot providing a beautiful natural buffer and added privacy. A truly special property with a main level owner's suite, upgraded finishes, and inviting outdoor spaces. The finished basement expands the home beautifully with built in bunk beds, a wet bar and versatile space ideal for guests, recreation, or separate home for generational living. Seller is in the process of moving; listing photos have been virtually staged without any alteration to home or finishes.

121 Menlo Park Drive, Monticello

Listing courtesy of American Realty Professionals.

$1,200,000
5 Beds ⋅ 3 Baths ⋅ 10764943 MLS
Experience lake living at its finest with this stunning DEEDED waterfront retreat on Jackson Lake. This spacious 5-bedroom, 3-bathroom home offers breathtaking lake views from nearly every angle and features a fully finished basement designed for comfortable living and entertaining. Inside, you'll find a beautifully inviting kitchen with an abundance of cabinet space, open-concept living areas, and an airy layout filled with natural light. Fresh interior and exterior paint give the home a crisp, move-in-ready feel, while the gated entry adds privacy and security. The property also includes an impressive 3-bay detached garage complete with a bathroom, bedroom/flex space, and ample workshop or storage area - perfect for guests, hobbies, or additional entertaining space. Step outside to your own private backyard oasis overlooking the lake. Enjoy evenings around the firepit, host gatherings stress-free, or take advantage of the paved path leading directly to the water. The two-slip boat dock with swim platform sits in deep water within a private cove, creating the ideal setup for boating, swimming, fishing, and relaxing lake days all year long. This lake property combines incredible views, functional space, and the ultimate waterfront lifestyle. Come see yourself! Listing agent will be happy to provide a boat tour of lake so you can also see home from water. ** updated landscape in progress **

8258 Jackson Lake Road, Monticello

Listing courtesy of Crossroads Realty LLC.

$485,000
3 Beds ⋅ 2 Baths ⋅ 10763937 MLS
Peaceful Lake Living with Stunning Jackson Lake Views! Experience the tranquility of lake life without the waterfront price tag. This well-maintained 3-bedroom, 2-bath home offers approximately 2,878 square feet of living space, a walk-out basement, and breathtaking views of Jackson Lake and Pheasant Beach from nearly every room. The main level features beautiful wood flooring throughout the primary living areas, a custom stone fireplace, and expansive windows that showcase the lake views. The spacious kitchen includes a large center island, custom cabinetry, and all appliances remain with the home. The primary suite offers French doors leading to a private screened porch-the perfect place to enjoy your morning coffee while overlooking the water. Additional highlights include a sun porch, laundry/mud room with abundant storage, washer and dryer included, dual-zoned HVAC, supplemental gas heaters for added winter comfort, and a private security system. The finished walk-out basement provides exceptional flexibility with a large family room featuring new carpet, a spacious game/flex room, updated wiring, a new water heater, new ceiling fans, rough plumbing for a third bathroom, and ample storage space. Step outside to enjoy a large deck overlooking the lake, a private hot tub, fenced backyard, storage shed, gardens, private driveway, and carport. The septic system has been recently pumped, serviced, and updated for added peace of mind. Situated at the end of a quiet cul-de-sac on Wild Turkey Court and just moments from the Pheasant Beach boat ramp, this property offers privacy, comfort, and access to an outstanding community lifestyle. Residents of Turtle Cove enjoy an impressive array of amenities, including five white-sand beaches (four with boat ramps), newly renovated clubhouse with restaurant and bar, large partially covered swimming pool, golf course, park and playground areas, pickleball courts and much more This is a rare opportunity to enjoy scenic lake views, abundant community amenities, and peaceful living in one exceptional property.

94 Wild Turkey Court, Monticello

Listing courtesy of The American Realty.

$999,900
4 Beds ⋅ 4 Baths ⋅ 10753072 MLS
Welcome to your dream lakefront home on Jackson Lake! This one checks all the boxes, space, views, and the kind of setup that makes you actually want to spend time at the lake. Situated on a big 2.15 acre deeded lot and a long driveway, it's rare to have this amount of privacy on the Lake! Spread out over three levels, it's built for both everyday living and hosting friends and family. The main level welcomes you with tall ceilings and warm pine finishes that give the living area a comfortable, laid back feel. The kitchen features hickory cabinets, granite countertops, and plenty of space, all opening into the living room with a gas fireplace-perfect for unwinding after a day on the water. The primary suite is also on the main level, offering privacy along with a tiled walk-in shower and a solid, functional layout. Upstairs, you'll find two bedrooms and a full bath-ideal for guests or kids. The basement adds even more usable space with another bedroom, walk-in closet, and private bath, plus a second living area and a mini bar that's set up well for entertaining. Nice covered porch on the basement level with incredible views of the lake. There's also a 1-car garage/workshop downstairs for storage or projects. It only gets better outside. The home sits on deep water at the dam end of the lake with big sunset views right out front. Down at the lake, you've got a covered dock with 1 slip, a boat lift, and gazebo. Everything you need to enjoy the water without leaving your property. The exterior is finished in durable Hardie board siding, and there's a detached 2-car garage with a large bonus room above-perfect for extra storage, a home office, or even overflow sleeping space. If you've been looking for a solid lake house with room to spread out and enjoy, this one is worth a look.

9210 Jackson Lake Road, Monticello

Listing courtesy of Dover Realty Co. Inc..

$919,000
3 Beds ⋅ 4 Baths ⋅ 10738548 MLS
Just in time for summer! Dive into lakeside luxury at its finest in the heart of Turtle Cove, the most sought-after gem on Jackson Lake! This is, from beginning to end a fully renovated 3-bedroom, 3.5-bath masterpiece (with tons of space to add more sleeping quarters) that sprawls along 150 feet of pristine waterfront, resting in Turtle Cove, it's perched on a steep crest that's a boater's and angler's paradise (15 feet deep at the end of the dock). Step inside this brand new, fully upgraded Lake front home and be captivated by the open-concept design, where soaring ceilings, and a majestic fireplace set the stage for unforgettable lakeside gatherings. The state-of-the-art kitchen dazzles with sleek upgrades, while spa-inspired bathrooms and dual master suites with expansive walk-in closets redefine comfort. Host in style with a screened-in porch for sunset cocktails, a chic downstairs cocktail bar, and a brand-new walkway leading to your private dock-perfect for morning coffee or evening stargazing. Beyond your personal slice of heaven, you'll find a new a bunch of new friends in a vibrant community with a super fun golf course, a clubhouse featuring a sparkling pool, a cozy "feels like home" restaurant, and 5 beach access points along the one and only Jackson lake. This isn't just a home-it's a lifestyle. Seize your slice of paradise today!

161 Flamingo Court, Monticello

Listing courtesy of Virtual Properties Realty.com.

$469,500
3 Beds ⋅ 3 Baths ⋅ 10728230 MLS
This stunning 3-bedroom, 3-bathroom home offers the perfect combination of convenience and character with views of Jackson Lake. The main level is designed for easy living, featuring a galley style kitchen with a breakfast nook, a formal dining room, and a cozy living area with a stone fireplace. You'll also find a spacious bedroom, a full bathroom, and a conveniently located laundry room on this floor-perfect for those seeking a "main-level living" setup. The second story serves as a private retreat, boasting a den, a massive walk-through closet, and a bedroom. Downstairs, the finished basement provides a complete guest suite with its own bedroom and separate bathroom, along with a rare interior boat garage for easy lake access. Whether you're sipping coffee on the large front porch or enjoying the Turtle Cove amenities-including 5 beaches, golf, and pickleball-this home offers a resort lifestyle every day. Bonus: The 2-car carport provides ample parking, and the hot tub is negotiable!

346 Raven Road, Monticello

Listing courtesy of Joe Stockdale Real Estate.

$739,000
5 Beds ⋅ 3 Baths ⋅ 10713238 MLS
Just an hour from the fast-paced energy of Atlanta, you'll find a completely different world-peaceful, private, and welcoming-right here at Jackson Lake. Tucked inside the highly sought-after Turtle Cove community, this fully renovated lake home offers the perfect escape from the busy city lifestyle, where quiet mornings, friendly neighbors, and endless outdoor enjoyment become part of your everyday life. Welcome to your move-in-ready retreat, where the current owners have just completed an extensive transformation, including NEW profession extrior paint and much more, allowing you to start enjoying the property from day one. Every detail has been thoughtfully updated so you can spend less time on projects and more time soaking in the natural beauty, privacy, and exceptional lakefront setting this home provides. Set on an impressive 1.62-acre lot with generous shoreline and deep, clear water, the home is designed for both comfort and connection. The main level features a spacious primary suite along with two additional bedrooms, creating an ideal layout for easy living. The lower level offers two more bedrooms, providing privacy and flexibility for guests or extended family. A large recreation room anchors the lower level, creating the ultimate gathering space complete with room for games and full 5.1 surround sound system-perfect for movie nights or game days. Outdoor living is where this property truly shines. A stunning 60-foot composite deck with sleek vertical cable rails offers incredible views of the lake while maintaining a safe, open design. Portions of the deck are directly accessible from the primary suite and a secondary bedroom, creating private spaces to unwind. The deck is also wired for outdoor entertainment making it ideal for hosting friends and family. Just below, an 80-foot brick paver patio expands your entertaining space even further, leading to a covered outdoor kitchen that is ready for everything from casual cookouts to full-scale gatherings. With generous counter space, a built-in grill, burners, and sear station, plus room for a smoker or pizza oven, this area is designed to impress. The gently terraced yard provides multiple functional spaces, including a flat main terrace perfect for games like badminton, croquet, or spikeball. Thoughtful lighting in the trees allows for evening play, while shaded afternoons make it comfortable even in the warmer months. Two firepit areas-one professionally installed near the home and a more rustic setting by the water-offer perfect spots to relax and enjoy cool evenings by the lake. Down at the shoreline, located in a peaceful cove ideal for swimming, you'll find a maximum-allowed double covered slip dock with a swim platform and powered boat lift. Whether you enjoy boating, fishing, or simply floating in the calm water, this setup makes lake life effortless and enjoyable. Additional features include a durable metal roof, all lake-facing doors and windows replaced in 2022 with built-in blinds, a new water heater, a spacious shop and mechanical room, a separate laundry room, and a cozy wood-burning fireplace that adds warmth and charm to the interior. Life in Turtle Cove extends beyond your property, offering access to a wide range of amenities including multiple beaches, a clubhouse with indoor and outdoor pools, a bar and restaurant, tennis and pickleball courts, a golf course, playgrounds, and a vibrant calendar of activities for all ages. It's a community where neighbors become friends and every day offers something new to enjoy. This is more than just a home-it's a lifestyle defined by relaxation, recreation, and connection, all within easy reach of the city yet worlds away from its noise. Reach out today to schedule your private showing and experience this exceptional lakefront property for yourself.

318 E Mourning Dove Court, Monticello

Listing courtesy of Lake Homes Realty LLC.

$499,000
3 Beds ⋅ 2 Baths ⋅ 10712935 MLS
Experience lake living at its best with this waterfront home in the Turtle Cove community on Jackson Lake, offering direct walk-up access to the water and a private dock with two jet ski docks. Situated on a beautifully terraced lot, this property provides an ideal combination of relaxation, recreation, and incredible lake views. A landscaped walkway leads through the backyard terraces down to the water, while a paved golf cart path provides easy access from the home to the lake and dock. Inside, the main level features an open concept kitchen and living area centered around a wood-burning fireplace and a dramatic wall of windows overlooking Jackson Lake, filling the home with natural light and showcasing the waterfront setting. French doors open onto a massive covered deck, creating the perfect space for outdoor dining, entertaining, or simply enjoying peaceful lake views. The main floor includes two bedrooms and a full bathroom, offering comfortable living space for family and guests. The lower level provides additional flexible living space, currently configured as an open recreation area with French doors leading to a covered lakeside patio-an ideal spot for a future hot tub or outdoor lounge area. This level also includes an additional room that has been used as a bedroom along with a second full bathroom, creating great potential for a separate guest or second living area. A detached two-car garage provides excellent storage for vehicles, a boat, or lake toys. Above the garage is a large bonus room that could easily be transformed into a loft-style bedroom, guest suite, or studio space. Turtle Cove is one of the most popular communities on Jackson Lake, offering residents a wide range of amenities including a 9-hole golf course, clubhouse, swimming pool, tennis and pickleball courts, restaurant and lounge, private lake access, boat ramps, beaches, parks, playgrounds, and community events throughout the year. Jackson Lake is known for boating, fishing, kayaking, and year-round recreation, making this property an ideal choice for a primary residence, lake retreat, or second home. Conveniently located approximately one hour from Atlanta via I-20, this property also presents strong potential as a short-term rental investment when not being enjoyed by the owners. Come experience the lifestyle of waterfront living on Jackson Lake.

396 Chickadee Court, Monticello

Listing courtesy of Coldwell Banker Upchurch Realty.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.